The Importance of Having Automotive Insurance

It is something every driver needs before he takes possession of a vehicle. Not only is car insurance required by law, it is extremely necessary in case of a car accident. This very important type of cover can provide for repair costs and medical bills, for the drivers of both automobiles involved in an accident. This article will examine some of the most common types of car insurance, and what they cover.

CTP Insurance

CTP (Compulsory Third Party) is most basic type of cover that is required to drive an automobile, and because of this is the least expensive. However, the cover is very minimal. In case of an accident, it will cover personal injury expenses for other people involved in the accident. These may include: Passengers in the insured’s vehicle, passengers in the other car, and any pedestrians or cyclists affected in the accident, if the insured is at fault. It does not cover any damage to either of the vehicles involved, nor does it cover personal injury for the insured.

It is not recommendable to carry CTP insurance alone, as expensive law suits for property damage could arise, as such is not included with CTP cover. Read the rest of this entry »

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How to Select GPS Devices for Automotive Navigation

Sitting in your car behind the steering wheel, how often do you find yourself fearing how you will get to your destination? Well fear no more because automotive GPS systems are now freely available. Today most high end auto-motives come ready with an automotive GPS device that shows us the shortest way to get from destination A to B. However if you choose to purchase an automotive GPS gadget for yourself there are some questions you must answer and some features you must keep in mind.

Automotive GPS systems are those that are powered by the car’s electric system. They are used in an automobile and have voice features which mean that the device announces aloud for you to “turn left”, “reverse”, etc.

Automotive GPS devices that come ready with the car are often more expensive. It is more advisable to buy a hand held GPS meant for automotive navigation after you have purchased your car.

Here are the points to consider when selecting a GPS gadget;

What’s my use? This is the first and foremost question to ask yourself. If you want a device only for the car you may go for a dedicated automotive navigator. However if you choose to use the same navigator for biking, walking around and trekking, opt for a hand held GPS device. Read the rest of this entry »

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